Rather than continuing in your job to your Normal Pension Age or beyond you may wish to consider the possibility of flexible retirement. 

 

From age 55, if you reduce your hours or move to a less senior position, and provided your employer agrees, you can draw some or all of the pension benefits you have built up.  You can ask your employer for details of their policy on flexible retirement.

 

If your employer agrees to flexible retirement you can still draw your wages/salary from your job on the reduced hours or grade and continue paying into the LGPS, building up further benefits in the scheme.  

 

The Government has announced that the earliest age you can take your pension will increase from 55 to 57 from 6 April 2028.  Please go to our regulation changes page for more information.