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Benefits of the LGPS

The benefits of the Local Government Pension Scheme (LGPS) are set out in law.  


To qualify for LGPS retirement benefits you have to meet the 2 years' vesting period in the scheme.  Please visit the national LGPS member website for more information about the vesting period.


Under current regulations, some of the main benefits of the LGPS are:


  • A guaranteed, inflation-proofed pension based on your pay in each year that you pay into the scheme
  • An option to exchange some of your annual pension for a tax-free lump sum amount
  • The option to increase your pension by paying extra contributions
  • Redundancy cover from age 55
  • death in service lump sum of three times pensionable pay. 
  • Protection for your family in the form of survivors’  pensions for widows,  widowers,  eligible co-habiting partners, civil partners and dependant children
  • An ill-health pension from any age


More information is in our guide to the Local Government Pension Scheme.  You can also visit the national LGPS member website to watch the 'Protection for you and your family' video.