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Benefits of the LGPS

The benefits of the Local Government Pension Scheme (LGPS) are set out in law.  


To qualify for LGPS retirement benefits you have to meet the 2 years' vesting period in the scheme.  There is more information about the vesting period on the website.


Under current regulations, some of the main benefits of the LGPS are:


  • A guaranteed, inflation-proofed pension based on your pay in each year that you pay into the scheme
  • An option to exchange some of your annual pension for a tax-free lump sum amount
  • The option to increase your pension by paying extra contributions
  • Redundancy cover from age 55
  • death in service lump sum of three times pensionable pay. 
  • Protection for your family in the form of survivors’  pensions for widows,  widowers,  eligible co-habiting partners, civil partners and dependant children
  • An ill-health pension from any age


More information is in our Guide to the Local Government Pension Scheme.  You can also watch the 'Protection for you and your family' video.