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Regulation changes

The McCloud judgment and the Local Government Pension Scheme

For more information, see our page on the McCloud remedy.


Pension age changes

The Government has announced that the earliest age you can take your pension will increase from age 55 to 57 with effect from 6 April 2028. This does not apply if you have to take your pension early because of ill health.

You could be protected from this increase if you joined the LGPS before 4 November 2021. You could also be protected if you transferred a previous pension into the LGPS if certain conditions are met. You will only be able to use this protection when you take your LGPS pension if the LGPS rules allow you to take your pension before age 57.

The Ministry of Housing, Communities and Local Government (MHCLG) makes the LGPS rules. It has not yet confirmed if it will allow members who qualify for protection to take their LGPS pension before age 57 from 6 April 2028 onwards. We will update this website when MHCLG changes the Scheme rules to reflect the increase in the normal minimum pension age.