From 1 April 2014, the normal pension age for members of the LGPS is the same as their State Pension age (subject to a minimum of age 65).  'Normal pension age' (NPA) is the age at which a member of the scheme can retire and take the pension they have built up, without any reductions. 

 

If a member takes their pension before their NPA, it will normally be reduced, as it’s being paid earlier.  If a member takes their pension later than their NPA it will be increased because it’s being paid later.

You can find out your State Pension age by visiting the gov.uk website.

 

To be able to receive an LGPS pension, you need to have been a member of the scheme for two years or have brought in a transfer from another pension scheme, or already have a deferred benefit elsewhere in the LGPS in England or Wales.

 

You may choose to retire earlier or later than your NPA, or you may have to retire due to redundancy or ill health.  There are rules for each type of retirement so this section of the website looks at different types of retirement and the rules that apply. 

 

Early retirement at your request

Early retirement due to redundancy or business efficiency

Ill-health retirement

Flexible retirement

Retiring after your normal pension age