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Lump Sum Death Grant

One of the benefits of being a member of the Local Government Pension Scheme (LGPS) is that there is provision for the payment of a lump sum death grant if:

  •        you die in service
  •        you die having left a preserved benefit in the scheme
  •        in some circumstances, you die whilst in receipt of a pension

 

Normally, when you die, Bedfordshire Pension Fund needs to see either a Grant of Probate or Letters of Administration in order to pay any lump sum death grant due to your estate. This can sometimes be a lengthy process.

The LGPS regulations enable you to nominate who you would like to receive any death grant payable. This has advantages over leaving the death grant to be paid to your estate in that firstly, it should, in the vast majority of cases, speed up the process of paying the death grant and secondly, by nominating a beneficiary / beneficiaries, the death grant would not form part of your estate.

It should be noted that your expression of wish is not legally binding and the final decision on payment rests with Bedfordshire Pension Fund. In practice, however, any lump sum death grant due is usually paid to the person / people / organisations  you name on the expression of wish form.

Download a Lump Sum Death Grant Expression of Wish Form and guidance notes (PDF 238KB)