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Co-habiting Partners

One of the benefits of the scheme is that an eligible cohabiting partner will receive a survivor's pension in the event of your death.

For a cohabiting partner to be eligible to receive a survivor's pension, certain qualifying conditions must be met.  A cohabiting partner who is eligible to receive a survivor's benefit is a partner who, at the date of your death, has met all of the following conditions for a continuous period of at least two years:

  • you and your co-habiting partner are, and have been, free to marry each other or enter into a civil partnership with each other, and
  • you and your co-habiting partner have been living together as if you were husband and wife, or civil partners, and
  • neither you or your co-habiting partner has been living with someone else as if you/they were husband and wife or civil partners, and
  • either your co-habiting partner is, and has been, financially dependent on you or you are, and have been, financially interdependent on each other.


Please note that if you are married or are in a registered civil partnership you do not need to complete a survivor's pension nomination for your husband, wife or registered civil partner - they are automatically covered for a survivor benefit in the event of your death.

You are not able to nominate a co-habiting partner to receive a survivor's pension if you left the LGPS or retired before 1st April 2008.